Many households think a health insurance package has to include everything and has a pricey monthly bill.
The reality is much simpler: You don’t have to pay for everything if you don’t need it.
It takes time to research and compare policies, which is why our quick quote process puts the power back in your hands by allowing you to compare costs side by side from our panel of insurers and quickly work out if you’re currently paying too much.
An extras policy can be much more affordable if you’re just looking for dental, optical and a few other items.
And if you need to add hospital cover, we’ll also find a policy from our panel that means you’re not paying top dollar for items you’ll never use.
Smart Australians also use their extras cover wisely to recoup some of their costs.
Our experts make sure you know what you can claim back – and if you’re switching funds, they’ll look to find a cheaper equivalent policy.
That means you won’t have to serve new waiting periods and can start claiming straight away.
You can even get 100 per cent back on one dental check-up per person, so it can really pay to switch to a better policy.
Getting cheaper health cover is easy – here’s how
Just tell us what type of cover you’re looking for and we’ll scour our panel of trusted insurers to find the best-value policies for your needs.
You then get to see the most appropriate policies side by side so that it’s quick and easy to find a fund that’s right for you.
Over the past five years customers who’ve switched policies through us have saved an average of $320^.
So what are you waiting for? There’s no reason why you should skip the annual dental check-up when it’s so affordable.
This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.
References: *How Much Does The Dentist Cost, **Based on HCF’s Starter Extras With Optical. Price correct as of December 6, 2021.^ Based on 111,658 policies sold Jan 2017-Nov 2021 ∞Oral Health And Dental Care In Australia, June 2021.