The smart service helping mature Aussies save more on health insurance

Seniors visit the hospital more than any other age group. In fact, Aussies aged 65 and older account for 42 per cent of all hospitalisations each year.

Although Medicare can help with the basics, many seniors hold private health insurance to cover the gaps.

But with costs going up and budgets getting tight, mature Australians are starting to wonder if they’re overpaying for health insurance. The truth is, you might be paying too much – but you don’t have to be.

Health Insurance Comparison is a free online tool that helps seniors in Australia find a lower price on quality health cover. The service is saving users hundreds of dollars each year, on average, for just a few minutes of their time.

Here’s how you do it

Step 1: Select your current life stage below.

Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Private health insurance gives you more treatment options, like the ability to choose your own doctor and hospital. But where it really makes a difference for older Aussies is with elective surgeries, such as hip replacements or cataract removal.

While Medicare does cover these types of surgeries, it may not happen in a timely manner, or a comfortable one. Older Aussies who need elective surgery are often put on lengthy waiting lists, which can mean living with pain or discomfort for months or even years.

Although these surgeries are labelled as ‘elective,’ remember, they are medically necessary. Imagine having to put your life on hold while you wait for a surgery to improve your quality of life: Nobody wants to say no to playing with a grandchild because they’re in too much pain.

With private health insurance, you can get faster access to the treatment you need, so you can start your recovery as soon as possible. It’s why many seniors are electing to keep their health insurance cover in 2019 by using Health Insurance Comparison to find a good price on a policy.

Customers saved an average of $362.38* last financial year, making a huge difference to Aussies on a budget. It’s meant that seniors can keep their health insurance and save money at the same time. Even better, the service is completely free.

Stop paying for cover you don’t need, and start saving on the cover you want.