Christmas is the bank account’s natural enemy, but you don’t have to go down without a fight.
You also don’t need to look overseas for great gifts.
Buying local not only leaves a smaller carbon footprint, it supports local businesses during retail’s busiest time of year.
If you do manage to rein in the spending this Christmas, you’ll help avoid the financial gloom often associated with January, and maybe even be inspired to tie up some loose ends.
Millions of dollars in superannuation are lost every year by people who don’t realise they have multiple accounts.
Consolidating your super* accounts is quick and easy, and like buying cheaper Christmas presents, it could save you a lot of money in the long run. You might even find that you have lost super belonging to you awaiting your collection. You can search to see if you have lost super here.
Price: $54.90 together
Australian company Mi Goals proves diaries and notebooks don’t have to be boring.
Crafted to help you achieve your goals, the diary asks you to write down specific aims at the beginning of the year, and each week.
Coupled with Mi Goals’ Bucket List Notebook, you should be feeling pretty happy with yourself come December.
It’s been a big year for Frank, the Australian company that turned coffee beans into a skincare revolution.
With its attractive packaging and clever, cheeky advertising, Frank has made it hard not to pay attention.
And customers seem to agree the scrubs not only smell great – try the coconut and coffee scrub, or caffeinated body cream – they feel great too.
Just slipping in under the $100 mark, this duffel bag is a classic from an Australian company that requires no introduction.
Sure, it’s not exactly cutting edge, but Country Road has been more like that old friend you sometimes fall out of touch with before remembering they normally have something good to bring to the table.
Price: $92 or $99
Another Australian retailer making waves with its tongue-in-cheek advertising, Vinomofo finds little-known local winemakers and curates packages on its website.
A great way to discover new favourites, nab big discounts and have your wine delivered straight to the receiver’s doorstep (no wrapping required).
Melbourne-based brand Aesop is a bastion of minimalist botanical skincare and a worldwide success story.
Although there are a number of Christmas gift packs to choose from, this one is a no-brainer if you’re stuck on a male friend or relative.
For under $100, you get a face cleanser, an aftershave lotion and Aesop’s famous geranium leaf body cleanser – all wrapped up in a sleek little package.
Gift hampers don’t need to be pretentious. I Still Call Australia Home has put together a hamper that includes two bottles of beer – now that’s a good start.
Also included are some staples of Australian life: salted macadamias, gingerbread and dark chocolate-coated ginger.
All wrapped in a beautiful gift box with a Grampians greeting card and Australian slang tea towel – it’s truly an Aussie hamper.
*Some funds may charge an exit fee for transferring your account. It’s a good idea to check with your other fund/s to find out if there are any exit fees or penalties. It’s also important to check if the transfer affects any insurance you have with your old fund. Other fees may apply.
This article has been sponsored by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788. The views and opinions expressed in any article accessed through The New Daily are those of the author or The New Daily and not the responsibility of AustralianSuper. For more information, please visit australiansuper.com