Have you been getting missed calls from overseas numbers or people pretending to be from Centrelink or the Australian Taxation Office?
These are just some examples of common phone scams that have occurred over the past few months, which have conned many Aussies into parting with their hard-earned cash.
Here’s what you should do if you think a phone call sounds like a scam.
Almost 40 per cent of scams committed over the phone
Yep, according to Scamwatch, phone calls are the most popular for scammers in Australia.
That’s followed by email at 26.5 per cent and text messaging at 15 per cent.
“[Phone calls are] so easy, it’s very cheap and in countries where labour is cheaper, you’ve got whole call centres devoted to doing these sort of scam calls and I think that personal touch gives them a greater likelihood of getting more victims,” Australian Competition and Consumer Commission (ACCC) deputy chairwoman Delia Rickard said.
Anyone can be targeted
Scammers target indiscriminately — no matter your age, income level or background.
Lately, an international scam dubbed “wangiri fraud,” roughly translated to mean one ring, has seen scammers use phone numbers, possibly bought legally or on the dark web, to dial phone users in other countries. They usually disconnect the call after a few rings, hoping you will call them back.
ACCC’s Scamwatch said they had 277 reports last week about the scam — which was a 794 per cent increase.
But it’s not the only one. Scamwatch also said they had received complaints about scammers pretending to be from Centrelink or the ATO.
In August, scammers impersonating National Broadband Network (NBN) staff were cold-calling unsuspecting consumers and conning them into handing over sensitive personal identification details.
So, how can you tell if a phone call might be a scam?
Ms Rickard says there are a few ways you can tell you might be on the phone with a scammer, including:
- If they claim to be from a computer software company wanting access to your computer. “Microsoft, Telstra, etc are not remotely checking your computers unless you have been in contact.”
- If the overall quality of the call is poor
- Calls made on behalf of government agencies asking for bills to be paid in the form of pre-paid gift cards — such as iTunes
- If the caller is applying inappropriate pressure — including threats and potentially inappropriate language, as part of their scam
- Any calls asking for financial details (such as credit card or banking details)
What should you do?
It might seem obvious, but Ms Rickard says the best thing you can do to protect yourself during a dodgy call is HANG UP.
Otherwise, the ACCC recommends the following options:
- Don’t respond to numbers supplied in an automated call or from numbers you don’t recognise
- Always be sceptical and if you’re unsure the person on the end of the phone is not who they say they are, hang up and call the organisation directly on an independently verified number
- Don’t give someone who calls you out of the blue any money, personal details or access to your computer
- Don’t return calls to international numbers unless you know them
- Don’t pay with an iTunes gift card. No legitimate business in Australia is going to be asked to be paid this way
- Delete any messages left on your voicemail
- Speak to someone you trust about the scam call
How does the scam work?
The scammers are quite sophisticated in the techniques they use to con people out of money, often pretending to be from an organisation that intimidates people.
“Talking to people who have been scammed, people are very nervous of Centrelink, they’re terrified of any impact on their pension or whatever it is and they tend to do unquestioningly what they are told,” Ms Rickard said.
In some cases, the scammer will try to convince someone they’ve done something wrong, and then demand payment as part of a solution to the problem.
But in the case of the wangiri scam, the scammers make money by using companies that sell premium numbers, allowing purchasers to work out how much they want to charge people calling them back.